Credit Counseling

HOW THE PROGRAM WORKS

STEP 1
Fill out our convenient on-line form for your Free Quote. This is done by utilizing the latest in secure server technology to protect your privacy, and is the easiest way to contact us.

STEP 2
After reviewing your application, one of our professional debt counselors will contact you to verify information and provide you with a payment plan and interest savings.

STEP 3
Once you decide on the best plan for you, an agreement will be sent to you, which authorizes our employees to negotiate on your behalf to your creditors.

STEP 4
Once your 1st payment is received we will contact your creditors and notify them of your enrollment in our DMP (Debt Management Program). It may take from 30 – 60 days before all creditor calls stop. In the meantime, if you get a collection call, just inform the creditor to contact us.

STEP 5
Each month you will make your scheduled payment. Upon receipt, your money is forwarded to each of your creditors for the agreed amounts.

STEP 6
You will continue to get your credit card statements from which you can verify your payment has been received and monitor your continued success.